Friday, May 16, 2025

Frugal Friday 572

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Last week, when we realized our new furnace/ac unit didn't use the same filters as our old one, I put our extras on Facebook for free. Within just a few minutes a friend claimed them and picked them up from our house the next day. Part of our decluttering journey has been the fun of giving away SO many items for free! 

- Mark spent a day giving speeches at one of the schools. They gave him a little gift basket as a thank you. He brought home a nice pen, coupon for a free McDonald's meal, candy, and a giftcard to Main & Madison which he kindly gave to me! 

- Saturday the kids had most of their group dances at a competition in Zionsville. The boys drove up separately to tick Boone County off our list. I left them to their own devices and instead of choosing some free fun they went to Greek's Pizza. They did compare it to our local one and said it's way better. They brought us girls leftovers and thus none of us ate the lunch I had packed. Saturday night we packed away the cooler food into the fridge and saved it for our Sunday lunch. 

- Sunday was Mother's Day. Both of our moms were out of state visiting family so we had the day with just the four of us. Owen had dance so he and I were in Zionsville from 9-3. Mark and Annabeth mowed the lawn, made a homemade cookie cake, and smoked chicken + Mac-and-cheese for dinner. On the way home from the competition, Owen and I popped into a "fancy" northside Goodwill. We were a little disappointed to not find nicer items then we find on our side of town but I did find a nice sweatshirt for Annabeth and a pair of pants for me. I had a giftcard so it was $0 OOP.

For Mother's Day they got me cute little items from one of my favorite local boutiques.
They knew I would appreciate that they shopped small, local, and woman owned! :) 

Annabeth chose this fun hairbow for me. 
It was such a great gift as it's something I would look at in the store
but never splurge on. 
Also, I love the dance costumes - always momming haha

- We had lots of free fun this week - visiting parks, going to the library, house projects put off during the school year, and lots and lots of board games!

- Wednesday morning Owen had a haircut downtown. We stopped in Main & Madison afterwards and I grabbed a salad for me and a drink for him. Thank you to Mark's mom for the gift card. $0 OOP

- Our neighbor planted her totatoes and had two extra plants. She kindly gifted them to us for our patio. Saved: $5

- Last night was our mom's planning meeting for next year for our co-op. The returning members hosted a pitch-in to welcome the new moms. The sign-up came out the week we were hosting Annabeth's Confirmation luncheon. I signed up for plates, napkins, and utencils. I brought items that we already had on hand (leftover from her party) so $0 OOP! 

This week we started Summer School. People often ask what our summers look like so I'll share here. The first week after school lets out I try to have zero requirements of the kids. They get long lazy days of reading, crafting, playing outside, TV, etc. Then, Week Two-End of Summer we have at least 30 minutes of reading a day and a math lesson a day. The reading has looked different over the years with everything from piles of picture books, to read aloud, to their own chapter books, and even audio books. The point is -we read! As for math, I've always mixed it up too. Addition races, games, out loud questions, multiplication races, and now they are each doing a lesson of next year's math. The average school child can lose two years of skills over the summer (they call it the Summer Slide) and it makes life SO much easier at back to school time if there hasn't been a big break in learning. We do these skills every day that we are home all day. If we're out on an adventure, at VBS, have company, etc we do not do Summer School. 

I hope that's helpful for anyone looking to continue summer learning with your kids!

Happy Savings to All! 




Friday, May 9, 2025

Frugal Friday 571

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- I took each of the kids on a little coffee date over the past few weeks. My best friend had given me a gift card and this was a fun way to use it! $0 OOP.

- Mark and I got ice cream one evening. I used a free Blizzard from the Dairy Queen App to make for a very cheap date. 

- We don't shop at Meijer super often but they do have some items we cannot find anywhere else. I made sure to use our "Free Item" coupons that came in the mail this month. We got a free peanut butter and free yogurt. Saved: $4.28

- Sunday the kids had a dance competition in downtown Indy. Our arrival time was 6 AM and we didn't leave until 8 PM. We packed along lunch and snacks. The boys went home midday for a break to let Oscar out. Although it cost them gas and time, it was more affordable than hiring a dog walker to come in for him. I did splurge on the way home and we ordered pick up pizza. After 14 hours of dance, I was in no mood to cook. I did use $2 Papa John's bucks and a 20% off coupon.

One year, Annabeth and I had seen another studio with the cutest, studded
studio jackets. We've talked about them on and off ever since. Annabeth thrifted
this black jean jacket last fall and a few weeks ago my dad got her the STYLE patches
for her to make her own. It turned out SO cute and earned her lots of compliments. 

- Monday, after two weeks without heat or ac, we had our new unit installed. I am very, very thankful that this happened in April/May when it didn't make any difference to not have anything running. We've had beautiful weather and typically don't run heat or air for most of April-early June anyway. We were excited that the new unit came in about $400 less than we thought. Even so, this was a major expense so are busy looking at our monthly budget to figure out how to trim it down to rebuild savings. Expect a LOT of free, frugal fun to appear here over the summer. 

- At my Wednesday night job, they often have excess food, supplies, etc that are donated. Once the group members go through, the volunteers can choose from what is left. This week's donation included some new-with-tag clothing basics donated from Maurice's. I chose 8 items for Annabeth and myself. We replaced worn out items in our dressers for free! 

- I ordered an item from Amazon that didn't come in exactly how I wanted. When I went to return it, Amazon told me that they would give me a full refund in the form of Amazon gift card and that there was no need to return the item. I will give the item as a gift in the future. I will also save the gift card amount until fall birthdays or maybe even Christmas as I don't shop online often at all. 

- Mark was sick all last week, I came down with it last Friday, and Owen started feeling poorly Monday. As a result, we've laid low the past two weeks trying to recover as quickly as possible. The worst part has been a persistent, dry, hacking cough. We hope to be fully through it soon.

Wednesday evening, I came home to our neighbor mowing our front yard. I was so surprised as he's a new neighbor, and we don't speak often. When I got out of the car to thank him, he just said he knew it had been rainy and maybe we needed that little bit of help getting ahead of Thursday's rain. It was such a simple, but deeply meaningful, act of kindness for us. It felt so wonderful to be seen and helped. It was a living reminder to us to always seek opportunities to be the hand and feet of Jesus. 

We are looking forward to another dance weekend! Good luck to our SDA Family at our last regional of the season!

Happy Savings to All! 


Friday, May 2, 2025

Frugal Friday 570

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Last Friday we spent the day in Elkhart with our friends the Evans family. We enjoyed time at their house and had a snack lunch. Spent $0 for many hours of fun!

- The kids and I rounded out a 9 county tour of Northern Indiana. I found a good hotel deal for under $100/night at a very safe, clean place. Especially traveling alone with the kids I did not want to risk an unfamiliar area so I stayed right where I knew how to get places and with a chain I was comfortable with. We spent $45 on gas as we drove many miles and $30 on stops. We supported a small family owned bakery and local candy shop with that $30.

- Friday night through Sunday the boys had Spring Camp with the Scouts. They camped at Lakeview for the first time in a while and I know Mark really enjoyed sharing that special place with Owen. Together they caught around 80 fish which was the highlight of all of the stories from campt this week.

One of the MANY fish they caught.

- While the boys were gone, Annabeth and I enjoyed a Girls' Weekend. She had really looked forward to this and asked for pasta dinner and lots of Gilmore Girls. Saturday we spent lunch with co-op friends and it was the sweetest, sunniest afternoon with dear friends. The highlight for me was as the girls waited in line for their lunch a worship song came up on the playlist and together we all sang. It was sweet.

- Sunday after church we went to my nephew's baseball game. It's his first year playing and we loved cheering him on. He's been great about sitting through Owen's games over the years and we were excited to cheer for him now!

- Mark worked many overtime hours. We find that just as school kids get Spring Fever - so do grown-ups! He always has some strange cases this time of year. 

- In early April, I placed an order for a a nephew's birthday gift with 3+ weeks for delivery. It's been stuck in Ohio since April 11 with UPS saying they've handed it off to USPS and USPS saying they never got it. I asked the seller to either refund or send again once we were 10 days passed the delivery date. They haven't been good about responding to my messages so I finally filed a claim with my bank for failure to receive. They have refunded me the money. I doubt the original item will ever appear and at least now I have my money back. 

- In looking through my e-mails about that order, I realized I never got a confirmation for another item. I had seen a sunscreen shared over and over again by influencers and one had a great code for it. I went through her link, used the code, and had the money come out of my account before Easter. When I realized it never arrived, I went through to look for tracking. Then I discovered I never even got an e-mail. I wrote the company to see if they could resend it, or at least give me an Order/tracking number. I was a little worried I had ordered through a shell company instead of the real one as I've had that happen with Instagram before. This was not the case though! I had an answer, with order number and tracking, within 12 hours. I cannot wait for it to arrive!

- Annabeth took an online high school math class this year. It was $10.97/month. I realized mid-April that she would only have a couple of lessons after the April payment so we stacked her final unit on fewer days to save the final $10.97 payment. I spent quite a bit on next year so every little bit we can save on school this year will help! 

- Yesterday was our last co-op event of the year - Field Day! We played kickball, did stations, and enjoyed a gorgeous spring morning together. I am very thankful for this group of friends to do life with. 

- Yesterday was our last day of school! Annabeth completed 8th, and some of 9th grade, this year and Owen completed 4th grade. I am forever thankful to be a homeschool family! Our tradition is to eat out on the last night of school, our kids are townies so they chose The Willard. We had a great dinner out and used a $5 off coupon on our meal. We had a movie and living room camp-out to complete the festivities. I love that even though they are "big kids" they still want to celebrate this way. 

We are looking forward to a busy and fun two months of summer! We use May and June to wrap up dance, visit family, celebrate some special events, and to work on 4H projects. I find it hard to believe that when we head back to school in July that I'll be teaching my last year of grade school and my first year of high school! 

Happy Savings to All! 


Thursday, April 24, 2025

Frugal Thursday 569

 Happy Frugal Thursday!

Here's how we saved money/spent money wisely/made extra money this week:

- My mama kindly took us to Costco ahead of a weekend luncheon. This allowed us to buy in bulk and save from buying more smaller quanities from a regular grocery. Thank you to my parents for helping us with this huge grocery purchase! It made feeding everyone much easier for us. 

- We had a great weekend with my family in town. We took lots of walks, played hours of card games, went to several parks, and did eat out two times. My parents treated us to lunch and we took everyone out for ice cream and treats on evening. We ate the rest of the meals at home. 

- Sunday was Easter and Annabeth's Confirmation. We are so proud of her willingness to share her faith and to serve our church community. We welcome her to full membership in the UMC and look forward to helping her live and love like Jesus. 

Her life and Confirmation verse is John 16:33
thus the "Take Heart" cake 

- We, as always, did not give our kids any kind of Easter candy/baskets/gifts. My parents always have done an egg hunt for the kids with candy inside the eggs and Mark's mom does Easter baskets. That is more than enough for or our kids, especially as we don't feel it is a holiday about gifts other than the gift of Eternal Life through Christ Jesus. 

- Monday afternoon I received a Nielsen survey postcard. It took me less than 4 minutes and I received a $20 gift card for my time. 

- Mark took on his biggest bulk order with his Marked By Riley business. He worked several evenings to complete it. We are thankful for friends who choose to support our small businesses. Mark's Custom Sewing Business and my travel business

- I changed a hotel reservation for next month. When I booked it originally, it was cheaper on one site vs another. I looked again to be sure I still had the best deal and the price had dropped overall + a different site had it for even less. I cancelled our original one and rebooked. Saved: $70

- I cannot eat egg yolks due to an intolerance. I have eaten egg whites only for years but this week Just Egg had a deal on their Instagram that if you bought their plant based eggs they would refund your entire purchase. We were able to find them at Kroger to try. Saved: $8.49

- Sadly our air conditioner unit is beyond repair. It's original to the house, from 1998, and we have limped it along with some fixes over the years but it's time. Mark called several places, got several quotes and opinions, and found the best deal for us. I am so thankful this came in 70 degree April so we didn't feel rushed by a heatwave into this huge purchase. 

I am posting a day early because the kids and I are off for an Indiana Adventure today and tomorrow. We are most looking forward to visiting friends!!

Happy Savings to All! 

Friday, April 18, 2025

Frugal Friday 568

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Friday afternoon Annabeth and I got our nails done. While this may not seem frugal, and it wouldn't be if it was a regular habit, BUT it was my birthday gift from Mark and the kids. He kindly gifted me enough for both of us to go. I saved it until right before Easter/Annabeth's Confirmation so she could have the fun of beautiful nails for this special weekend. 

- On Saturday, the boys took a tour of the Statehouse with Owen's Cub Scout Pack. Mark had not been before and Owen didn't remember much from our previous tours. A leader in the group paid for lunch for everyone so the boys also enjoyed a pizza lunch down on the Circle. They had a great time out, learning together.

- Saturday wrapped up the Kids' Sale. I felt very happy with my sales and my Express people's sales. When I break it down by hour, I typically make $30/hour worked and feel like it's a fairly easy way to add to our travel income. 

- Sunday after church, I picked up all of our leftover sale items. I took them to the free table at our co-op yesterday as we had some great homeschool books, books, and clothing leftover. I hope others were thrilled with their finds. 

- We spent time at Mark's mom's house this weekend. We helped with some yard work, shared a meal, and spent lots of time enjoying spring together. Sunday was his parents' 40th Wedding Anniversary which meant everyone missed his dad a little extra.

- I did a declutter on my Instagram. I had realized that I was following a ton of accounts that I was just scrolling right past each day. Even though it isn't "stuff" clutter around the house it's still clutter in my mind. I unfollowed around 50 accounts and now see more of what I want to see*

- Tuesday the kids and I escaped to the woods. We've been running non-stop and I just wanted some peace. We hit a great trail near Lake Salomonie in Wabash County. While the forest floor was greening up, the trees were still pretty bare. I let the kids each move at their own pace (we always wear bright hats in the woods so we can track each other) and we all came away from our time in the woods with some real peace. We technically didn't have the time, at all, for it this week but it was so needed and truly the best use of an afternoon.

At the top of Kissing Falls. 
The creek was flowing enough for a waterfall but still shallow enough
for us to cross safely at the top.

Owen at Frog Falls

Kissing Falls.
The kids were thrilled with the flow here.
I honestly thought it was going to be so much more after
all of the rain lately but they were still excited.

- Tuesday evening I took a meal to a family in town. The mom works at our local library and has been such a blessing to us in our library years! The husband had heart surgery last week so when I saw the ask for meals, I signed right up. I took over pasta Alfredo, bread, salad, and Mark's cookies.

- Wednesday afternoon we stuffed the Easter bags for church. At our church, the children find empty eggs (the tomb was empty so our eggs are a reminder of that) and they exchange them for a goodie bag. In the bags we have candy and information about our children's ministry and family ministry events. 

- This week the kids' 4H club had t-shirt orders. Owen immediately wanted one which was fine with me as he's always just had Annabeth's hand-me-downs. Annabeth decided she didn't love the design and will choose to keep wearing her one from several years ago. I LOVE that our kids don't have to immediately have what everyone else has or what they think everyone else is getting. 

- I did the bulk of our homeschool curriculum shopping for next year thanks to some online sales. I was able to save $75 + shipping costs by shopping this week vs other weeks. I will say we are spending over $250 more than ever before but I am proud to have waited for sales and sourced things as affordably as I could. I honestly cannot believe next year I'll be teaching 5th and 9th grade - pretty wild for a family who said "We'll try it a year and see how it goes..." in 2013. I thank and praise the Lord for the gift of homeschooling our children. 

- Last night we had the kids Spring Review at our co-op. Owen's class shared facts about space and the 7 continents. Annabeth's class made yearbooks for the group and handed those out. We had a special night celebrating their accomplishments. They were so excited to have Grandmama, Grandpa, and Nana all there. I am SO thankful for the women who pour into our co-op by sharing their time and talents. 

We are looking forward to a very special Easter weekend and cannot wait to shout, "He is Risen!" 

Happy Savings to All! 

*One note about social media. I make it a habit to immediately unfollow anyone who agitates me, makes me want to lash out with a quickly typed response, or makes me feel inferior about my own life/income/home/etc. 9/10 these people aren't people in my real life but rather "influencers" and if they aren't influincing me to have good, positive thoughts then I don't need to follow them. 

Friday, April 11, 2025

Frugal Friday 567

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Last Friday, Oscar had his annual vet visit. He never does very well with his shots and his ears are infected, again. Poor buddy. We ended up cancelling a Saturday adventure day to stay home with him. We made pasta bake and had a Gilmore Girls marathon. 

- We had a great deal of rain over the weekend. Mark and Owen made many trips to his office to check on rising waters. Thankfully he didn't have any major water damage to his spaces. Owen very much enjoyed checking on the flood around town.

- Sunday after church, I dropped off our items for the Kids' Sale. I tagged everything a few weeks ago and it was GREAT to get everything dropped off! I use our school room to store everything and we always love clearing it out when it's drop off time. So far my Express people and myself have had great sales and I look forward to getting totals tomorrow night.

- Monday we did a huge schoolroom clean-out. During the months that I use my half of it as storage, the kids' section often gets crazy as well. This year we also had the treadmill so it's been just packed. We spent an hour sorting through arts and crafts supplies and figuring out what we can take to the free table at our co-op. We are now at 1,000+ items cleaned out for our 2,025 in 2025 challenge!

- We ate meals at home. This week, and next week will be too, has been crazy. Instead of trying to be fancy, we did some fast meals at home to save money without taking up heaps of time. It would have been easy to want to stop out to eat several days this week but by planning ahead with easy groceries we avoided that! 

- It has been a very busy work week for me. SO many vendors - including Walt Disney World, Disney Cruise Line, Disneyland, and several major cruiselines - have all launched incredible summer sales. Quotes are going out and I cannot wait to finalize bookings. Want my (FREE!) help with your vacation plans - just send a message! a.riley@magicalvacationplanner.com

- Yesterday the kids and I did an Indiana travels day. We stopped in Frankfort and then at Sycamore Row for our free stops. We also enjoyed a tour at Seiberling Mansion. We had all been really looking forward to this stop and I had planned ahead for the cost - $20 for the three of us. 

Sycamore Row.
This was Michigan Rd. which went from Michigan City to the Ohio River.
We loved walking where so many pioneers traveled. 

- We stopped in Tipton at the most darling little shop - Tinkerhouse. I had not planned to spend any money but it was even cuter in person than online and we HAD to shop small! The owner's mom was working and told me about taking her kids on Indiana county visits when they were kids. She loved being our Tipton County stop so much she gifted me a candy bar! Saved: $4

I am very thankful to be through this week. I now have my Kids' Sale work done until late summer and I also had my last meeting on our co-op board. I have served three years in leadership and I look forward to just having a classroom and committee next year. It has been an honor to serve our group in this way.

We are looking forward to the weekend and what will be our busiest, most exciting week of spring!

Happy Savings to All! 


Friday, April 4, 2025

Frugal Friday 566

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Friday after school and work we headed south for the weekend. My parents treated us to sushi dinner. On Saturday, we spent the day in Owensboro. Mama, Lu, and I stayed later than the rest visiting with Lance and Momaw and howling with laughter at old stories. It was the most perfect day!

Annabeth won't be confirmed until Easter but Momaw will not be 
traveling for the service so she gave her gift last weekend.
Fun fact: Momaw was my very first Methodist Sunday School teacher!
I still remember the joy of helping climbing on the chairs to open the big cabinet
and helping her lay out all of the booklets. 

- Sunday we opted to leave by 9:30 in the morning as there were huge storms projected. In the end, we had a mild thunderstorm late in the evening. I was disheartened as I felt like we should have just stayed longer but in the end we knew we had made the safest decision with the information we had.

- My sister sent us home with a bag of clothes to trade. I kept the ones that worked and took the extras along to our co-op's free table. We also took a long some books, CDs, and home decor to the table. As always, I picked up the extra items afterwards and took them to be donated to little free libraries around town. 

- We had a very rainy week here. Our treadmill got a LOT of use this week as we just didn't have enough sunshine to be out walking much. I am so thankful for the gift that piece of equipment for all of us to stay active even when the weather isn't ideal. 

- I have been very busy with work as many clients are on Spring Break and others are making plans to travel soon. Can I help plan your next adventure? Send me an e-mail a.riley@magicalvacationplanner.com 

- We did a small $53 grocery trip and have been using up foods that we already had on hand. Our dinners were: tacos + Mexican rice, chicken Alfredo, tomato soup + sandwiches, and pork loin + stuffing + veggies. Nothing fancy this week but it got the job done! Owen has already asked to pull out cookbooks to make the menu for next week.

- I cashed out some of my Ibotta Cash and used it to get pick-up pizza last night. I never want to cook on Thursdays when I am tired from the week so I love to treat myself once a month to not cooking. I also used a buy one, get one free deal + $6 Papa John's cash. Start saving with Ibotta Here

- I also cashed out some of our Fetch Rewards for an Amazon Giftcard. Mark used it to order Annabeth's facewash which isn't sold anywhere in town. Use my code to get 2,000 points when you join Fetch: YK4JN

As much of the state has endured big storms and flooding this week, we are very thankful to have had very little of it at home. We pray for those who have had water or wind damage. 

Also, shout-out to Mark who was the MVP this week! It was an emotional visit home, my first since January and I was so sad to have it cut so short. We're also in our last weeks of school, wrapping up middle school with Annabeth, looking ahead to next year, and I am in my final week on our co-op's board. I am tired, maybe even exhausted would be fair, and I am running on fumes. Last night, after working a 10 hour day and then going out to work a community event, Mark came home and surprised me with an ice cream. It had a candle in it. Without even asking, he somehow knew I just needed something special, extra. I am thankful that he loves me so well and so often sees my breaking point before I do. 

Happy Savings to All! 

Friday, March 28, 2025

Frugal Friday 565

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Friday evening into Saturday, Annabeth enjoyed her last Confirmation Retreat at church. We are so proud of the work Annabeth has been doing on her Confirmation workbook, field trips, and independent Bible study. Annabeth already serves in several areas at church and we are excited to see her faith continue to grow. She baked cookies and took them to share.

- Friday evening I enjoyed a Mom's Night with some ladies from our homeschool co-op. I took a long a cheeseball + crackers and gluten-free Oreos. We had a lovely time! 

- Saturday I tagged ALL of the items for the Kids' Sale. The sale has been moved up a few weeks this year so I needed to get organized sooner than usual. With my Express Tagger's items I had about 500 items to tag. We will use the money from this sale towards vacations this year.

- Saturday I did take a break for lunch out with the boys and again when my best friend popped in for a chat. We live 90 minutes away from each other and we treasure every moment we can snag together!

- Sunday after church we hosted Mark's mom for dinner. Owen helped make homemade stromboli and Annabeth made homemade cookies. We also had salad. I love love love how much the kids enjoy baking/cooking and that they love sharing that with others.

- This week Owen attended a FREE Lego Camp at a library. In all, he had 7 hours of class on Legos, coding, and some other math skills. As other camps in the area are quite pricey, I was so thankful for this free opportunity! The kids also enjoyed playing at the library, getting books, and I enjoyed fireside sits with several friends.

One of the newer additions to this library is this game table.
The kids loved the air hockey game!

- Mark's coworker gifted us another loaf of homemade sourdough. As she's perfected her recipe, she will now be selling in small batches. We will simply return her bread bag with our order/money and Mark's coworker will bring us back the bread. Her price is what we pay at the grocery store and the quality is MUCH better! While my own sourdough journey failed - I am thankful to support someone local!

The most perfect bread.
Look how cute her bread bags are!

- Owen worked many hours this week clearing part of the yard for a garden. We have tried bucket gardening in the past but failed due to critters eating all of our produce. As the kids have starts from 4H and free seeds from the library - we have agreed to try again. Thankfully, we still have all of the buckets from previous years so we will only need some soil. 

- I did some thrifting this week. I found Owen church shorts, a sweatshirt, and new t-shirt. I found Annabeth an extra lightweight jacket and new church dress. She is down to just two dresses and we've had a very hard time finding ones that meet her requirements. I was thankful to find one thrifting! 

- We are now 900+ items into our 2,025 clean-out. One of my goals this year was to sell more as I'm not in such a rush to just get stuff out. We've made $1100+ from selling items already. I am honestly amazed that we have had that many items leave our home already this year! Proof that while we made good progress last year, there's still work to be done! 

We are looking forward to a fun weekend! Happy Savings to All!

Friday, March 21, 2025

Frugal Friday 564

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Friday night we took chips, queso, guacamole, and gluten free Oreos over to Mark's mom's house for dinner. Over the course of the evening, ALL of us were there! It was such a treat to learn Friday morning that the IL Rileys would be in town for the weekend. We had a great taco/nacho dinner with everyone + the Hoffs. 

- Saturday the boys were scheduled to go on a bike ride with Owen's Cub Scout Pack. We had some servere storms come through overnight with Tornado Watch through the morning so it was cancelled. Instead, they spent the morning with our neighbor working in his garage. Ed loves telling stories, imparting wisdom, and sharing Biblical Truth so it's a great thing that Mark and O both love hearing stories! They had a great morning and I think they were all blessed by it.

- Saturday afternoon, we picked up the twins from Kristi's and brought them along with us to Annabeth's Youth Group and Saturday Evening Service. The rest of the family was out at a church dinner auction. Mark actually led youth group this week and Annabeth loved precious time with her cousins. 

- Since we went to Saturday evening church, we had Sunday free and open. Annabeth and I used the time to go swimsuit shopping. We had already been to a half-dozen places looking and finally after four more stops found one that worked! I insisted on getting it in both colors so we can just be done for a while. I was incredibly proud that her indecisviveness was not about the fit of the swimsuit or an "issue" with her body but rather she had established certain modesty standards that she insisted on following. It makes me so happy to see her grow and develop her faith in such meaninful ways! 

- Owen chose the menu this week which means we spent nearly a dozen hours cooking from scratch - lasagna, bolognese, biscuits + proteins, poblano quesadillas, and more. Honestly, I'm hoping for a simpler menu next week!

We are cooking through Tieghan Gerard's and Hope's Table Cookbooks.
So far we've not had a single recipe that wasn't great!

- Our neighbors have been cleaning out their garage. In the process, they've had several sets of weights left out for free on the curb. We've added them to our garage gym - for FREE!

- A friend who is improving her sourdough skills brought us a loaf of bread this week. It was perfect to go with pasta meals and for sandwiches. Thank you!

- Yesterday we picked up the leftover Free Table items from co-op. There were just two books so we took them to a Free Little Library on the way home.

- We hosted our best friends for lunch and play yesterday. Between our families we manage 15+ food allergies so it's always a kitchen challenge to make it work. We did GF pasta, two kinds of sauce, veggies, applesauce, salad, and Rosie made her famous cookie sandwiches. It was so lovely to have a few hours with them!

- When we meet up with the Eblings we try to swap with them. This time we had boots for her oldest to try and a police t-shirt for the younger ones. She brought us a bag of make-up, lotion, etc that she can no longer use due to an allergy. We each took the items that will work for us and we will donate the rest. 

- Disney deals dropped for the rest of the year! I was happy to work on lots of quotes this week. Traveling in 2025 or 2026 - let's do it together! a.riley@magcialvacationplanner.com

Frugal Fails:

- Owen's bed frame broke while moving his room around this week. The frame was a hand-me-down to us and was over 20 years old. We decided it had lived a good life and bought a new one for him.

- While moving his room around, we also were planning to put up his humidifier for the season. Even though we are careful with water and cleaning, it hadn't been run in a week or more and there was mold inside. We opted to just throw it away (a $35 loss) but I am very fearful of black mold and didn't want to chance it. 

We are looking forward to a busy weekend. Annabeth is working on the end of her Confirmation Class at church. We welcome your prayers for her, the class, and for the future of the church.

Happy Savings to All! 


Friday, March 14, 2025

Frugal Friday 563

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Mark worked overtime. No matter how carefully he tries to plan his hours, something always comes up. We are hoping for a less busy weekend/week this coming week for him.

- Friday to Sunday we had my parents in town. We celebrated Mama's birthday on Friday night with deep dish pizza, cheese bread, salad, and two kinds of cookies. Annabeth made double chocolate chip oatmeal cookies and Owen made no-bakes. We gifted her a card game and some special game-night snacks. After dinner, we took out her new game and played it.

- Saturday and Sunday the kids competed at the Applause Regional. We were there 11-8 on Saturday and 12-5 on Sunday. The kids each danced really well and saw some success with their scores as well. We're so thankful for our SDA family! The kids loved having Grandmama and Grandpa there as it is the only time they are able to come up this year. 

- Monday I had an eye exam. I have been having continued issues with my eyes. The doctor suggested some new drops. Thankfully I had a discount and a credit on new eye drops making them free this month.

- Tuesday we enjoyed the 70+ degree weather in March and headed out to check off Clay and Vigo counties. In Vigo County we explored Riley, Indiana and in Clay County we enjoyed a 90 minute tour at the Exotic Feline Rescue Center. We all loved it - especially seeing the white tigers!

This is their current largest Tiger - weighing over 500 pounds!
He was rescued from a roadside zoo and has lived with them for many years.

A gorgeous white tiger!
They have several - all are from a Las Vegas magic show

- Wednesday after school, we had friends over to play. The kids spent over two hours outside with old friends! I had a great time catching up with my friend Kelley. I just love having friends that have known my kids nearly their whole lives. It's lovely to pray for each other from the baby stages to the getting married stages of our kids lives.

- Wednesday evening, I ended up not being needed at work. Owen and I headed downtown for ice cream, park play, and then he and Mark took a 3+ mile bike ride. 

- Yesterday afternoon, we met some co-op friends for duck-pin bowling. We have the cutest little bowling place here in town but it's quite pricey. I believe we've only been twice and the kids ask often to go. It was nice to say "yes" to this splurge for once so they could enjoy it with friends. So...not the best Frugal Friday entry as it was $18 for just one hour BUT I felt like it was better to spend it with friends than random afternoon. 

- Last night, Annabeth picked up a few hours of subbing at the dance studio. She loves teaching and I love Style's willingness to help her improve her skills! 

We are looking forward to a busy weekend of Scouts, church, and hopefully some more lovely sunny days!

Happy Savings to All! 




Friday, March 7, 2025

Frugal Friday 562

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Last Friday night we joined the Indianapolis Hebrew Congergation for Shabbat Service. This was our first time sharing in this kind of worship. We all learned something new, enjoyed seeing the happiness in their welcoming their Sabbath, and we spent a great deal of time in prayer after the service.

- Saturday afternoon I spent a few hours entering my Express Taggers' items for the kids sale. It feels great to have everything in the system - now I just need time to print and tag. I'll do that closer to drop off as it gets harder to store nicely once things are on hangers. 

- Sunday after church we celebrated the February and March birthdays in the family. We all shared the cost of pizza, Kristi got salad and dessert, Luke made cute Pokemon cupcakes, and Cassidy had fun Pokemon decor and party favors. We were all happy to share the Pokemon theme as it was my nephew's choice. I cannot believe he is 6!  

- Monday was Mark's actual birthday. The city gives all city employees a day off in their birthday month. We felt SO thankful that Mark was able to take his actual birthday off AND that he truly got the day off! There was a minimal amount of work texts and zero call outs/phone calls. We gave him his presents in the morning, he chose to go to the Indiana Mad Ants game, and then we made homemade dinner. He chose meatloaf, mashed potatoes with gravy, and green beans. Annabeth's gift to mark was a homemade chocolate cheesecake. 

Happy #37 to Mark! 

We LOVED the Mad Ants game! It's open seating so we snagged
third row seats right at center court. The kids loved being able to hear
everything the coaches and teams were saying. Tickets were super affordable, concessions
were limited so also pretty affordable, and parking was free!

- Yesterday we enjoyed a field trip with our homeschool co-op to the Central Library in downtown Indianapolis. The kids had a great time coding, working with robots, and journaling. Admission to the library and classes were free. Thanks to a glitch in their parking computer system - parking was free too!

- Last night was family movie night. I made pasta bake and the kids chose Unsung Hero. We watched in a bit ago, thanks to my friend Amanda for the recommendation, but Mark didn't see it with us the first time. We love the story of Rebecca St. James and her family. I especially love it as it is a love letter to their Mom, thanking her for her unwavering belief in God and their family.  

Thank you to people who have been reading my Budget Notes at the end of my blogs. It always means so much when people write in or mention in the following week! 

This week I want to share three areas I stopped shopping during our decluttering journey:

1. Cheapie discount stores like Dollar Tree and Big Lots. There was a time, early in our marriage, where we did some grocery and home goods shopping at each of those stores out of necessity. Now, 15+ years later, their prices have really increased but the quality has not. I found that many items I chose to declutter because they were worn out or broken were from stores like this. Now, instead of ever bringing them into the house, I just don't shop there at all. 

2. Target's Dollar Spot. Kind of like the discount places above, I used to find cute little items in the Dollar Spot for the kids, decor pieces, holiday items, etc. Over the years, I am sure I spent $100 in the Dollar Spot and after decluttering only one of those items still lives in my home. Just One. Meaning nothing else I bought was something I loved or needed. I am sorry that I wasted that money - just $1 at a time but it all added up. 

3. Holiday clearance aisles. When building up our home decor, I often shopped clearance sections after holidays at places like Walmart, Walgreens, etc. While we purposed early on, to be intentional with our Christmas decor, I was much less careful with our other holiday decor. Over the years I amassed two cabinets of plastic, glittery, cheapie decor that decorated our shelves a few weeks each year and then got put away and forgotten about. When we began decluttering I found the only ones I actually loved putting out were homemade, antique, or in some cases gifts. So, I let the rest of them go! In order to keep more out of our space, I now no longer shop these aisles at all. We have much less than we used to BUT we love what we have!

If you're on your own money saving and/or decluttering journey - what places do you avoid to keep the clutter away and the money in savings? 

Happy Savings to All! 


Friday, February 28, 2025

Frugal Friday 561

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Last Friday we spent about 90 minutes at our local museum with friends. There was a traveling Revolutionary War Exhibit to see as well as our usual local history. It was a great way to spend a frigid afternoon with friends. Our local museum is free!

- Mark went to Winter Camp for the weekend with his Scouts. Mark volunteers countless hours each year with Scouting and I am proud of the impact he has on so many youth. 

- While Mark was away, my sister came up for the weekend! I love having her in town and the kids enjoyed it too! We treated her to Mexican dinner on Saturday night and on Sunday she took Annabeth on a little date for lunch and books from our local bookstore.

- This weekend was the kids' first dance competition of the year. Their routines were very clean and I was so proud of how they looked, especially for the first week out. We packed along lunches and snacks and did not purchase any, overpriced, dance souveniers. Early on we set the president that we would only buy dance souveniers at Nationals. This keeps the kids from asking me every time and keeps me from spending a ridiculous amount of money on sweatshirts. 



- On Tuesday, Annabeth got her braces on. She had her last orthodontic appliances in 2019/2020 which we paid off at that time. The Dr was not sure if she would need braces or not but we began saving anyway. Since then we have been socking away money in a special savings account thinking about this time. As a result, we were able to pay for them in full. We did receive a kind discount from our orthodontist for being a longtime patient and a 5% pay in full discount. We saved over $1300 this way! We absolutely could not have made this happen without careful planning and mindful saving. We'll now keep adding to Owen's orthodontic fund. 

- It was in the 60s and sunny several afternoons this week. We took our afternoon school and reading outside. We also walked, rode bikes, visited with neighbors, and took Oscar out for lots of sunshine and fresh air. I know it's False Spring BUT I was so thankful to have it!

- Yesterday we took an impromptu county tour to see Henry and Madison Counties. We drove all the way to Anderson to visit the AMOA but when we arrived it was closed! :( I double checked their social media and website and neither had any notice of it being closed so I called. A kind office lady, once she heard how far we had driven and about our county project, she let us in! We received a private tour of the building and the new student art exhibit that doesn't open to the public until Sunday! We were just thrilled!

- Last night I took my friend Justina to dinner. We have the exact same birthday and we gave each other such great gifts this year. We're both on a simple life mission and so she gifted me beautiful chocolates, no clutter there, and I took her to dinner. I am so thankful for a friend who cherishes quality time, family life, and homeschooling the way I do!

 What a, much needed, week of warmth and sunshine! We are looking forward to a busy weekend celebrating lots of birthdays! 

Happy Savings to All! 

Friday, February 21, 2025

Frugal Friday 560

 Happy Frugal Friday! 

Here's how we saved money/spent money wisely/made extra money this week:

- Last Friday we woke up to celebrate Valentine's Day! Mark and I have always just exchanged cards. We typically do something little for the kids. This year I found a deal on Lego characters so Owen got a Dumbo one to build and Annabeth got a Stitch one. 

- Last Friday was my also birthday - #38! I had the PERFECT Birthday. My parents were in town and we spent the whole day together. Mark surprised me by taking the day off work and was actually able to be home most of the day with us! In the morning, I went out for my free Starbucks while everyone else got ready. Then we went to the Willard for lunch, shopped two downtown boutiques I love, and ran by the library. We spent the afternoon playing Scattegories and Wordle. Mark made dinner of cheese bread and ice cream cookie sandwiches. Owen had read a book about Poutine this week so he also made that for everyone to try. It truly was the perfect day.

Birthday lunch with Mama, Dad, Mark, and the kids
at the Willard 

- I mentioned last week that we cleaned out the kids' clothes ahead of the Kids' Sale. When I do that I always keep a list of items they have outgrown so when we shop, I know what we need. Annabeth has a decently long list this year. While shopping downtown we found her a dress and a workout set (50% off!). We also did the Love Local punchcards and between dining out and shopping we filled two of them. 

- Saturday we split into three groups and all had date days. My Mama took me to Main & Madison for coffee, Mark+Annabeth went to Claire's to use free earring coupons, and Dad+Owen saw the new Dogman movie. 

- Sunday we had a special church event scheduled but it was cancelled due to the ice and snow. We saved the gas as well as the eat-out lunch costs. Instead, Annabeth and I went to our church with the boys and came home for a lunch of leftovers. 

- Sunday evening was the last youth group night with the leader Annabeth has had the past year and a half. Her leader, Austin, will be moving from youth ministry into full time ministry with the IL Conference. Please be in prayer for him with this new job, his new congergation(s), and especially our youth as they are sad to lose their leader and friend. 

-Tuesday we had our dear friend Pastor Susan over to lunch. Annabeth and I both serve on our Family Ministry Team at church and we met to discuss youth group and VBS items. We did simple freezer pizza, chips and dip, fruit, and cookies for lunch. I used to get very stressed hosting because I felt like it needed to be fancy. I've let that go and just serve what we have and see that the people come anyway! Simple can be best. Jen Schmidt's Just Open the Door 100% changed the way I felt about practicing hospitality.

- After co-op yesterday, I took items from the Free Table to donate around town. I really love our ability to share items with those in our group and others!

- The BIG item this week: Sunday after church we came home to find our mailbox destroyed by a snowplow. Mark took pictures and called an officer over to get a case number. We have a HOA and they are quite strict. I called to let them know that we would be having it repaired, with the correct (expensive) company, as soon as possible. Mark contacted the City Street Department and PRAISE THE LORD yesterday we got word that they will be reimbursing us for the cost of the new mailbox, post, and lettering our HOA requires! We are so thankful as it was nearly $500 out of pocket! 

This weekend is the kids' first dance competition of the year! Let's go SDA

Happy Savings to All! 


Friday, February 14, 2025

Frugal Friday 569

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Friday night we had a Family Movie Night but big kid style with pizza rolls and Gilmore Girls. I watched the show as it aired with my family each week in high school, rewatched on DVD in college with Leah, and then again with Mark a few years ago. I am loving watching it, while fastforwarding some scenes, with the kids now! 

- Our Saturday plans were canceled due to the friends we were supposed to visit being sick. I ended up getting all of our totes organized for the Kids' Sale instead. I listed many items on Facebook first to save me tagging time and sold about 30% of it there. Sunday morning I entered the rest of the items into the sale program. We're ready with our things now so I can move on to my Express people. 

- Mark spent Saturday afternoon making subs with the Scouts. They do this fundraiser each year for the Superbowl. We bought some and took them to Kristi's on Sunday to watch the Superbowl there. With the late game time, we stayed through the first quarter and then headed home. The highlight of the night was stories and songs from our niece. 

- As we have continued our decluttering journey, we've focused on giving away many things for free this year. Instead of just donating to places, we've been putting items on Facebook and have been surprised that every item has been quickly claimed! I feel so much better about this menthod vs donating big bins of items because it might takes weeks/months for them to be bought by someone vs us being able to gift them to someone right away that wants/needs it. This week some of our freebies were a book, a swimsuit, and phone ring holders.

- I gifted myself a manicure for my birthday. This is a special treat and I was thrilled when Liz gave me $10 off because I had left her a Google Review! If you're looking for a  great, under $50 treat for yourself, Liz is the sweetest gal! 

- As always in the winter, we're challenging ourselves to buy just what we need at the grocery. This forces us to eat down our freezers and pantry. Last month, I did our annual January clean out and was SO proud that I only had to throw away two expired items from the whole thing! I would have loved for it to have been zero but I was pleased with two. One was molasses and the other was sorghum - both purchased for a recipe no doubt and only used slightly. 

- Last night Mark took me out for an early Valentine's Day. We had dinner out with a giftcard, thrifted at Goodwill with only $10 spent there, and then Mark surprised me with Crumbl cookies. I know I am behind the times but I had not had them before. The chocolate chip, of course, was my favorite. So thankful for a sweet date.

Celebrating our 18th Valentine's Day!

Looking to save money this month? Think about a store that is a trigger for you to spend. You know the one, you just "Pop in to see what's new" and somehow spend a heap of money. Even is something is a deal, if you don't need it you are wasting money! Try to not enter your trigger store until March and see if you actually miss it. 

Happy Valentine's Day and Happy Savings to All! 

Friday, February 7, 2025

Frugal Friday 568

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Friday we had an Indiana exploration day. The kids and I visited three counties and I had a budget of $40 for the day. While many of our Indiana adventures have been free, other than gas, I wanted to leave some spending places for January when I know small businesses really need the income. We spent $12 at Visit Muncie on a Finnish "Garfield" book, $9 in Blackford County at a little coffee shop, $2 at the Dunkirk Glass Museum, and $12 at Mrs. Wick's Pies. We came in just under budget, shopped small/local, and had a great day out.

The Dunkirk Glass Museum was a HUGE hit for all three of us!
We spent several hours looking and could have stayed even longer. 
For $2 it was also a steal of a deal for museum entry fees!

- Friday night we picked up Chicagos pizza and took it to a celebration dinner with friends. My friend Melissa, owner of M&S Counseling, just bought her own office building! It's been such an amazing process to watch her have this dream, look for the right place, and surprise us all by finding it so quickly! I am so proud of her and we were excited to celebrate by touring the new place. 

- Saturday we kept friends' kids while they worked on a painting project. I honestly feel like the best gift  you can gift someone with kids is the offer of free childcare. Our kids had the best time together and they got to work on their project kid free. A win-win.

- Sunday morning we split for worship. Annabeth and I visited St George Orthodox church, I drove and served as a chaperone, for her Confirmation class. Mark and Owen attended our usual church and took cookies along to the Families First Sunday luncheon. They had a great time of fellowship and Legos.

It was our first time worshipping in an Orthodox Church.
The building and service were both beautiful. 
We both were moved by the experience and would love to share 
if you ask us.

- Mark took on some odd jobs with his Marked by Riley business. I continued to meet my 2025 goal of 2 bookings/week with my travel business. Thank you to friends and family who shop with us and/or send us referrals! 

- A friend is working on sourdough. They kindly shared a loaf of bread with us. It was fantastic!

- Yesterday we took many items to share for our co-op free table. We took books and clothing. Everything that didn't get picked up I will donate to little free libraries and pantries around the county. 

- Annabeth taught her usual dance class this week and also subbed last night for a few hours. I am so thankful that her teachers have given her this opportunity to develop her own teaching style and skills. 

- We had a busy week and after co-op both kids requested that we just head home. We typically go to recreation but this week they both just wanted to rest. I am thankful for their ability to know when, and how much, they need to rest. 

I've had some great conversations recently with friends about debt free living. 

Here are five quick tips to add to your principal payments this week:

1. Do not eat out or stop for coffee all week. Anytime you would have estimate the total, or better yet use their app to find the exact amount, you saved and instead apply it directly to your principal. 
2. Buy three fewer things at the grocery. Give up some fun items or extras and, again, apply that savings to a principal payment.
3. Purpose to buy nothing new this month - other than groceries and diapers if they are must haves. Otherwise, see if you can make do with what you have at home, borrow from a friend, or simply wait and see if it's really a need. 
4. Try to find one thing in your home to sell. Even if it's a smaller, lower value item - list it on Marketplace and see what happens. When you sell it - add the amount to a principal payment.
5. Make a "big, scary" financial goal for 2025. Maybe you want to pay off a loan or credit card. Maybe you want to commit to reducing your debt by $2000 this year. Maybe you want to save up for a car in 2026. Whatever the goal is - write it down, make a plan, and then "live like no one else so later you can live like no one else." (Dave Ramsey for the win!) 

We are looking forward to a fun weekend with family and friends. 

Happy Savings to All! 


Friday, January 31, 2025

Frugal Friday 567

 Happy Frugal Friday!

Here's how we saved money/spent money wisely/made extra money this week:

- Last Friday to Sunday, Owen and I enjoyed a trip to Evansville/Owensboro. We checked off Greene County on the way, had a NYE style snacky dinner + card game night, celebrated my birthday in Owensboro with Momaw, Owen and my dad went to a blackpowder shoot and hiked, and we all enjoyed a relaxing weekend. If you live in Owensboro or visit there, I highly suggest the Windy Hollow Biscuit House. They have great southern food, knowledgeable/kind staff when it comes to dining with food allergies, and they do a lot of good in the community.

Owen has a great time visiting the black powder shoot with my dad.
They took pictures for the newsletter, hiked, and Owen loved visiting with all of the guys. 

- Annabeth spent her weekend in Illinois with the Rileys there. Kristi had planned to drive over for Nate's birthday and Annabeth was thrilled to join her. They had a great time seeing the girls' pep band and going ax throwing.

- Mark, meanwhile, stayed home and worked almost the entire weekend. He was glad he hadn't bothered to drive either place with us as he would have had to just head home anyway. He was thankful for the overtime.

- I ordered four Shutterfly books. I was waiting for a sale + free shipping. Saved: $115

- Mark sold a set of items to a friend. He made a great profit which he added to savings. We are well on our way for our 2,025 items out in 2025. We have nearly 450 items gone!

- Tuesday evening I took a meal to a family in our co-op who welcomed a new baby this month. I took pasta bake, salad, and homemade cookies. 

- Wednesday was Oscar Chase's 5th Birhday! Each of the kids chose a special toy and snack for him to open. He eats a special diet so I did have to get snacks from Pet Smart but we found toys for under $5 at Marshalls. 


I always decorate the mantle for the kids' birthdays so Owen has 
taken to decorating it for Oscar's too. 

Mr. Chase was thrilled with h is new toys! 

- Yesterday morning, the kids and I volunteered at the Mt. Pleasant Impact Center. This project was organized by Annabeth's co-op teachers. Her class, as well as some moms and siblings, spent several hours serving breakfast, cleaning, and organizing. If you have any interest in donating or volunteering - please check out their Facebook page above for details. Their most needed donations are men's jeans, boys clothing in sizes 10+, and diapers. 

- Last night, we took yarn to a friend. She is one of Annabeth's co-op teachers and is going to use the yarn for their Valentine's class. Thank you to Mark's mom for the amazing donation of all of the yarn!!

- After dropping off yarn, Owen enjoyed a free Lego STEAM class at a local library. 

We had a great week and are looking forward to some Indiana exploring in the week to come.

Happy Savings to All! 

Friday, January 24, 2025

Frugal Friday 566

 Happy Frugal Friday!

Yes! We're back with our usual content!

Here's how we saved money/spent money wisely/made extra money this week:

- Friday night Mark and I had our first real date since our anniversary. We bought the cheap seats at the Bridgerton by Candlelight Concert and had dinner afterwards. Thank you to Mark's mom for keeping the kids and to our Outback waitress for comping our appetizer after a 90 minute wait. Saved: $11.99

The old church was beautiful by candlelight!
We had a great time!

- Mark received a giftcard as a door prize at a luncheon. It was to a restaurant that we don't eat at but his mom does. We passed it on to her. 

- Sunday, after church, I volunteered at homeschool fair at our co-op table and also spoke on a panel. We saw over 250 people at the fair and about two dozen came to our panel talk. I LOVE homeschooling and am always so thankful to be able to share it with others.

- I met a friend/client for coffee and we worked on three upcoming trips for her. Are you interested in talking travel? Let's make it happen. E-mail me at a.riley@magicalvacationplanner.com

- Mark was off on Monday for the holiday. We watched the innaguration as a family and prayed for peace in our country. 

- Mark did a massive clean-out in his closet and his dressers. If you've seen him lately, you will have noticed that he's lost a great deal of weight! After keeping it off for several months, he has decided to part was with his bigger clothes. We donated some to Goodwill, he took some to friends, and we put all of the sweatshirts/winter jackets/coats in little free pantries around town! It was very, very cold this week and we wanted them to get to people who needed them right away.

- Late last year, we switched Oscar's dog food to try to help with some health issues he has. It's been a huge help so we were ready to pass on a bucket of his old food. Our groomer was able to pick it up from us. We were happy to share!

- I've started a new gig on Wednesday evenings. A local non-profit was looking for childcare workers. It's a great time slot, I can work the whole shift while one of the kids is at an activity. They pay in giftcards and I will be saving them towards our fall vacation. We had gone ahead and booked a trip and when I was confident I could pay for it with my commission and kids' sale profits, this extra money each week will make it easier and faster to save! 

- Last night, I had a meeting with some moms from our co-op. I took a long chocolate chip cookies (thank you to Pastor Susan for the cookie mix at Christmas) and some prepackaged gluten free cookies for a friend who needs GF items. Again, I am so thankful for friends to share the love of homeschooling with!

We are looking forward to a unique weekend when we are doing three different things. I look forward to all meeting back Sunday and hearing about everyone's weekend.

Happy Savings to All!