Wednesday, December 26, 2018

Big, Scary 2018 Financial Goal UPDATE

About thirteen months ago, I posted about our Big, Scary 2018 Financial Goal. You might want to read that post first so you can see what we wanted to achieve.

As promised, here is my update: We were able to achieve about 1/3 of our goal!

Not perfect, not 100% but I am still so excited about the progress we made on our home mortgage.

This past year was a very expensive medical bill year for us (nearly $8,000 in medical bills have been paid in CASH by our family) Mark has also changed jobs which has affected our income and his part time work. Despite these changes we have remained committed to not taking out credit cards or loans and editing our finances to pay cash for all that we want/need.

If you read the comments on that original post, my wise friend Abbi wrote: "I am excited for you making this goal. I think it is great to stretch ourselves but then also be able to give ourselves grace should something come up that causes it not to work out." I have held on to that advice many times this year as our money wasn't able to go where we wanted it to go. 

Were we 100% committed to only achieving this goal? Absolutely not. We still ate out, we still did some little trips, we still had extras. Could we have been more committed? Absolutely! Will we keep working on it in 2019 ? YOU BET!

We have now been in our home 5.5 years and very much dream of having it paid off in the first 15 years that we are in it! We cannot wait to "owe no man anything but love"

What were your 2018 financial goals? How did you do on them? What are your goals for 2019?




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